Just Retirement

Just Retirement Limited can help you get the most out of your clients’ pension and property assets by providing a range of products and support, alongside our award winning service.

We’re dedicated to delivering practical and powerful support to help you on a day to day basis.

Merger completion

In August 2015, the Boards of Just Retirement and Partnership reached agreement on the terms of an all-share merger to create JRP Group plc. We are delighted to confirm that the merger successfully completed and became effective on April 4.

The combined Group is the UK’s leading specialist retirement financial services organisation, with leadership positions in its chosen markets:

• Individually underwritten Guaranteed Income for Life Solutions (GIfL)
• Equity release Lifetime Mortgages
• Long Term Care Plans
• Medically underwritten Defined Benefit De-risking Solutions.

Following the merger, there are changes to the products Just Retirement and Partnership offer to the intermediary market. Click here to find out more. [Link to ‘Changes to products’ on JA.com]

Tools and calculators

Our tools and calculators are designed to complement your own processes and procedures. They can help bring clarity to some of the key issues around retirement recommendations.

Longevity Tool

The longevity tool helps give an indication of the chances of living to certain ages. It is based on UK Pensions Industry Data from The Continuous Mortality Investigation (2015) and your own quick assessment of your client’s general health.

Pension taxation calculator

Our pension taxation calculator is an easy to use tool that enables you to quickly show the tax implications of any lump sum withdrawals. It provides a helpful summary that you can save as a pdf or print and share with your client.

Retirement budget planner

Our retirement budget planner tool allows you to easily capture key information about your client’s income and expenditure, and highlight where shortfalls, pinch points and opportunities may arise.

Drawdown risk calculator

Our drawdown risk calculator will help establish for clients in drawdown, the risks of them potentially running out of money whilst still alive – as well as demonstrating the benefits of your recommendations by giving a clear view of your client’s options.

To see our full range of tools and calculators that we have to offer, please visit us here.

Free suitability report service

We understand that there are increasing pressures on your time. Our free suitability report, sponsored by Avail, covers retirement solutions, equity release and long term care planning, as well as reflecting the Pension Freedoms and 2015/16 tax year changes, helping you quickly and compliantly create suitability letters for each individual client.

Learning Zone

Available on our dedicated website, justadviser.com, our learning zone has been created to ensure you can help your clients make the most of their assets by helping you stay up to date with the new legislation, changing demographics and key issues retirement market.
Technical Bulletins – Our technical bulletins stay accessible whilst delving into the detail of specific technical challenges, enabling you to stay abreast of the finer implications of working in the retirement market.
THINK - A fresh perspective on retirement related issues.
Webinars – Our online webinars can give you a greater insight into the at-retirement market, covering a wide range of topics and including guest speakers.

About Just Retirement

Just Retirement is a specialist provider of financial solutions designed to improve the quality of life of people approaching retirement and those who have already retired.

Our financial strength

Just Retirement continues to have a strong focus on robust risk and capital management since our launch in 2004.

Our capital and solvency position supports our new business growth and gives our policyholders, shareholders and other stakeholders confidence in our financial strength.

For a copy of our latest ‘Financial strength’ and ‘Why us?’ sales aid for use when completing your due diligence or as supporting information when you are recommending Just Retirement, please click here.

Contact Us

If you would like to speak to us to experience our passion for great service and take advantage of the support we can offer, please click here, where you can find the contact information for our team or contact your dedicated Account Manager on their usual number.

Alternatively you can contact our support team on:

Phone: 0345 302 2287
(Lines are open Mon–Fri 8.30am-5:30pm)
Fax: 0345 301 2287
Email: support@justretirement.com
Visit: www.justadviser.com

Just Retirement Limited. Registered Office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey RH2 7RU. www.justadviser.com Registered in England Number 05017193. Calls may be monitored and recorded, and call charges may apply. Lines are open 8.30am to 5.30pm, Monday to Friday.