Just is the exciting new brand for Partnership and Just Retirement. It represents the specialist knowledge and expertise of both award-winning businesses, and the passion, purpose and vision of our new stronger organisation.

Just is honest and moral with a strong social purpose. A beacon within financial services. We believe everyone deserves a fair, secure and fulfilling retirement, and that financial services professionals are best placed to help people with the choices they need to make to achieve this.

Conversations about retirement are very different from what they used to be. That’s because retirement is changing. It’s no longer just about the choices people make ‘at retirement’ that matter, but the variety of important decisions they must make throughout later life – which for many could last longer than 30 years.

At Just we’re not only ready for these conversations but leading them. We’d like to have a new conversation with you. We’re rethinking retirement to help you help your clients manage the complexities of later life.

As a paraplanner, you can depend on Just to support you with best-in-class foundations:

• competitive underwritten Guaranteed Income for Life, Care, and Lifetime Mortgage products supported with a reputation for excellent service;
• relevant and insightful content and tools that effectively bring the retirement journey to life; and
• resources and support to help ensure both client needs and firms are protected through industry and regulatory change on helping an ageing population.

Tools and calculators

Pension Taxation Calculator
Work out how much income tax your client will have to pay if they take their pension fund as cash.

Longevity Calculator
How long might your client live (and therefore need an income) for?

Retirement Budget Planner
A handy tool to help demonstrate client income and expenditure (and any gaps).

Drawdown Risk Calculator
Model the probability that your client will run out of money while still alive.

Indicative Lifetime Mortgage Calculator
Illustrate to your clients the total amount they may be able to release from their property.

Critical Yield Calculator
Calculate a more accurate critical yield for your clients, a key factor in deciding suitability of drawdown both at outset and product review.

Drawdown Risk Calculator Model the probability that your client will run out of money while still alive.

Free suitability report service

We understand that there are increasing pressures on your time. Our free suitability report, sponsored by Avail, covers retirement solutions, equity release and long term care planning, as well as reflecting the Pension Freedoms and 2016/2017 tax year changes, helping you quickly and compliantly create suitability letters for each individual client.

From breakdowns of the latest regulatory changes to overviews of UK demographics, our articles include a variety of different levels of information so that you can stay ahead of the market.
THINK articles – our thought leadership articles are often thought provoking, creating an alternative view or angle on what may be an existing line of discussion.

Technical Bulletins
- explore some of the finer details around the at and in retirement market space, examining the pros and cons of different product and legislative features.

House Views
– discover the essence of our beliefs – our commentary on what's happening in both our immediate and the wider market place, and what we believe should happen next.

Webinar Library

Our online webinars are designed to give you a greater insight into the at-retirement market and how our products can help meet client needs both at and in retirement.

About Just

Just is a specialist provider of financial solutions designed to improve the quality of life of people approaching retirement and those who have already retired.

Our financial strength
Just continues to have a strong focus on robust risk and capital management.

Our capital and solvency position supports our new business growth and gives our policyholders, shareholders and other stakeholders confidence in our financial strength.

For a copy of our latest ‘Financial strength’ and Why us?’ sales aid for use when completing your due diligence or as supporting information when you are recommending Just Retirement, please click here.

Just Posts

Contact Us

Address: Vale House, Roebuck Close, Bancroft Road, Surrey RH2 7RU
Email: support@wearejust.co.uk
Phone: 0345 302 2287
Fax: 0345 301 2287
Visit: www.justadviser.com

Just is a trading name of Just Retirement Limited, Just Retirement Money Limited, Partnership Life Assurance Company Limited and Partnership Home Loans Limited which are subsidiary companies of Just Group plc. For more details about the Just Group please visit: www.justgroupplc.co.uk

Calls may be monitored and recorded, and call charges may apply.